Medical Insurance. Many homeowners and business insurance policies contain clauses to provide limited medical benefits for people injured on the property regardless of fault.
Compulsory Insurance. Compulsory insurance law for automobiles so that each vehicle on the road has liability insurance of $25,000 per person and $50,000 per accident, plus $10,000 to cover another's property damage. In addition there is a minimum PIP (personal injury protection) that provides at least $10,000 per person in medical and lost wage protection regardless of fault for the accident. Therefore, your medical bills would be paid if you were a passenger in a care involved in an accident.