A Fulton Personal Injury Attorney Explains Insurance Types that Can Help an Atlanta Car Accident Injury Claim (Part A)

Sheryl L. Burke
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Atlanta Injury Attorney
Before you are involved in an Atlanta car accident, you should know what types of auto insurance coverage will be the most beneficial. Being educated about insurance can help you make a better decision when purchasing or renewing coverage. It can also help you better handle an injury claim in the unfortunate event you are hurt in an accident. A Fulton personal injury attorney breaks down the different types of coverage and their features for you.

Understanding Car Insurance Coverage

Underinsured/Uninsured Coverage – This can be one of the most important types of coverage you can add to your policy. Underinsured and uninsured coverage kicks in if you are involved in an Atlanta car accident with a driver who has no insurance or not enough insurance to cover an injury claim. Although driving without insurance is illegal, many people do, and you can protect yourself with this coverage.

Gap Insurance – A Fulton personal injury attorney will tell you that gap insurance is a good idea if you have purchased a new vehicle recently. If your new vehicle is totaled or stolen, a regular auto insurance policy will not cover the amount you just paid – just what the car is currently worth. A new car can lose as much as 30 percent of its value in as little as three months. 

Comprehensive Coverage – This type of insurance for your automobile is the most complete type of coverage you can choose. In addition to potential damage from an accident, you also can be protected from severe weather, vandalism and theft. 

Before you start shopping for auto insurance, think about your vehicle, driving habits and the area where your car will be parked most of the time to help you decide what kind of insurance you need. No one expects an Atlanta car accident to happen, but you need to be prepared to file an injury claim if needed. If you’ve already been in an accident and need help, contact a Fulton personal injury attorney today. 

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