No matter how safe you are while driving someone else’s car, a car accident can still happen. Just like any other accident, the insurance companies will need to determine fault. The car’s owner also may choose to file claims for damages. Here is the process you and the car owner should follow.
If you were driving the car, you can only claim for any injuries caused by the other driver. You can make a claim for medical expenses against the car’s owner but only up to the coverage amount. If there is any damage to the car, the car’s owner will need to file a claim against the at-fault driver.
If you were driving someone else’s car and the condition of the car (such as faulty brakes, bald tires or burnt-out taillights) was the sole cause of an accident, then you would be able to file a claim only against the car’s owner.
If you have uninsured motorist insurance under your own policy, that will be considered the secondary insurance. Make sure both insurance companies are notified of the car accident.
After a Car Accident in Atlanta Call a Personal Injury Attorney Immediately
If you were involved in a car accident while driving someone else’s car and live in the Atlanta area, contact personal injury attorney Sheryl Burke of S. Burke Law. Sheryl and her staff will treat you like family and give your case the attention it deserves. You can protect yourself by learning about insurance with our free eBook: Buying Car Insurance in Georgia: An Insider’s Guide to Getting Maximum Protection. Then call an attorney today at 1-404-467-0909.