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Immediately upon receipt of all medical records, we move into THE DEMAND STAGE. This is where we present your claim with all the pertinent information we gathered to the insurance company with a request for compensation based on our assessed value of your claim. The demand consists of a specific dollar value that includes your medical expenses along with compensation for your pain and suffering. Depending on the insurance coverage, response can take anytime from 30 to 90 days to receive a response from the insurance company.