Approximately 20% of reported auto-on-auto collisions occur in parking lots. And that number spikes during the holiday shopping season.
Because accidents are typically at low speeds, many people make mistaken assumptions:
Low speed equals minor or no injuries. Not necessarily! Collisions under 10 mph are still capable of inflicting soft-tissue injuries, nerve damage, traumatic brain injuries, internal injuries, fractures, and spinal injuries, with potential lifelong repercussions.
Minor accidents do not require medical attention. Wrong! See paragraph above. And … many injuries aren’t immediately obvious. It might take days or even weeks for symptoms to manifest. See your physician right away — for your health and to create a documented medical record that will come in handy for pursuing an injury claim.
It’s just a fender bender … no need to report it. False! Failing to report an accident to your insurance company or the property owner can jeopardize your chances of recovering compensation for injuries or property damage. As with injuries, damage to your car can be deceiving. It might look like nothing on the outside, but damage below the surface could result in whopping bills.
Only drivers are at fault. Maybe, maybe not. Parking lot owners are responsible for maintaining safe conditions. They might be held liable for potholes, faded markings, poor lighting, confusing signage, and obstructed views that contribute to accidents.
I can only file a claim if there’s a police report, and sometimes the police don’t respond to collisions on private property. Nope. You can still support your claim by taking photos, gathering eyewitness information, and taking detailed notes (if able). Tend to your health and give our firm a call to fight for your rights and handle the defendant’s insurance company.
